I’ve had the same bank account for close to ten years, ever since Olivet started requiring direct deposit for student employees. It’s a regional bank, mainly focused in the Chicago area. When I moved to Chicago, it became more of a hassle as the branch locations tended to be either downtown or in more expensive neighborhoods, but my frequent trips to Hyde Park required a stop downtown, meaning I usually had easy access to a branch. Since my visits to Hyde Park have tapered off, however, it’s become more and more of a pain in the ass, and obviously moving to Kalamazoo will only compound the problem.
If I’m going to switch banks, it seems like I should go for a national bank, since I currently have no idea where I will end up in the long term. All of the major national banks are about equally represented in Kalamazoo, with equal degrees of (in)convenience. I’m thinking of going with Chase, since it has the most ATM locations in Chicago and has those cool ATMs that automatically scan your checks for deposit. I have a credit card through Bank of America currently, but I’m reluctant to support them further since they have destroyed so many great streetcorners with their excessive number of branches. As for Citibank, I just get the impression that I shouldn’t be encouraging them in any way.
Does anyone have any insights to share?
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